My note-taking only includes one sentence: Multi-chain wallets should not pursue "everything in hand"; those that need to be consolidated should be consolidated, those that should be on exchanges should be on exchanges, and those that need cold storage should be cold stored. Usually, just keep one or two commonly used chains as a small change wallet, and label the rest by purpose + do a five-minute weekly reconciliation. Otherwise, fragmented assets will eventually lead to my mild anxiety of flipping through records in the middle of the night; by the way, now in the group, people are arguing about the compliance boundaries of privacy coins/mixing, the more they argue, the more I feel—less fussing is better, don’t make things harder for yourself.