In the past, whenever I thought of cross-chain, I only associated it with "bridges = high risk."

Now I can slowly break it down: with IBC message passing, at least it runs within the same verification logic, which feels more reassuring;
but when you actually do a cross-chain transfer, there are quite a few things you need to trust—
the security of both chains themselves, whether the light client/relayer message transmission gets stuck,
whether the bridge's contract/multisig has been tampered with, and even whether the path displayed to you on the frontend is correct.
To put it simply, it's not just "cross over and it's done," but a series of components, and if just one loosens, it's easy to cause issues.
Recently, with the tightening of compliance and the rumors of increased taxes, the deposit and withdrawal expectations have worsened,
so I’m even lazier about frequently crossing back and forth.
If it can be solved within the same chain, I’ll just make do;
spread the funds around, back up properly...
that's how it is for now.