I tried it once: route the same transfer through a certain L2 first, then move from the L2 back to the mainnet, just to see exactly how much it saves and whether it’s really any more troublesome. The conclusion is pretty “realistic”—operations on L2 are indeed smooth, just a few clicks and it’s done. But once you have to return to the mainnet, and the steps start stacking up—waiting, bridging, confirmations—my obsessive-compulsive tendencies kick in and I end up repeatedly double-checking addresses, the chain, and contract permissions. In terms of how it feels, it consumes more of my attention than the money I supposedly saved on gas.

So my compromise now is: for everyday small amounts and frequent transactions, just keep them on L2 to play around—since if I mess up, it won’t be enough to give me a full-on panic. But if I’m holding for the long term, or dealing with large deposits and withdrawals, I’d rather pay a bit more in mainnet gas to shorten the path—fewer bridges means fewer layers of risk. Haven’t people been talking about a certain region increasing taxes and loosening compliance lately? Basically, if expectations for deposits and withdrawals get tighter, I’m even less willing to have my funds stuck in a bunch of middle steps. If I can get it settled (on the wallet—or rather, onto the chain) sooner, I’ll do it. That’s where I’m at for now.