Multi-chain wallets really turn people into Excel experts… I now basically have three layers: daily hot wallets only hold "enough money," a bunch of addresses used once for cross-chain/meme farming, and long-term positions quietly stored in cold wallets. Before each transfer, I write a note saying "what this is for," otherwise after a couple of weeks, all I see is a face full of question marks when I review.

The stablecoin regulation, reserve audits, and the new wave of "de-pegging" rumors in the group make my mindset feel like: it's not about fearing losses, but about being worried that my assets are scattered across five chains and a dozen wallets, and if something goes wrong, I can't move them easily. Honestly, less is more… fewer addresses, fewer chains, fewer authorizations. Although I get itchy to try new things, I’d rather go slower. For now, this is how it is.