If I can only keep one habit: I only use stablecoins as "overnight cash," not as long-term positions. To put it simply, de-pegging is often not a mathematical problem, but the moment everyone rushes to withdraw simultaneously during a bank run... The less transparent the reserves are, the easier it is for emotions to be amplified. No matter how I diversify my octopus positions, it's useless, so I usually use a one-time wallet to test new stablecoins with small amounts first, and withdraw after testing—don't give yourself the chance to get carried away. By the way, I've been watching the recent L2s arguing over TPS/fees/subsidies; the more intense the arguments, the more I want to put my money back into the simplest place, for now.