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My current attitude towards L2/mainnet is: small amounts run on L2 to save worry and gas, big moves still go back to the mainnet, the experience might be a bit worse, but at least I feel more at ease. To be honest, I’d rather pay a bit more in fees than stack a bunch of authorizations, cross-chain bridges, and unfamiliar contracts together, because if something goes wrong one day, I really can't handle it.
Recently, when the funding rates hit extreme levels, the group was arguing whether to reverse or continue to squeeze the bubble, and I became even more hesitant to move randomly... The more lively it gets, the easier it is to slip up. My “long-term” isn’t even a quarterly macro, let’s just consider it monthly: for things I don’t need to operate frequently within a month, I try to keep them on the mainnet; for things that need tinkering or testing, I put them on L2, with smaller limits, just to pay tuition. That’s it for now, keep it steady.