These days, the group has been arguing again about privacy coins and coin mixing, whether they count as "crossing the line," which makes me even more anxious... To be honest, no matter which side you take, in the end, the risk is still borne by your own wallet.

My current feeling is: for small amounts of money, don’t make yourself too tired; hardware wallets + solid backups are enough, just get past the "don’t lose it, don’t get phished" hurdle first; once your assets start to grow a bit, single-signature hardware wallets begin to make me nervous, afraid of slipping up and granting permissions, afraid of losing the device, or something happening at home that no one can handle. Multi-signature is suitable for those "money is so much it’s worth fussing over," but the drawbacks are also very real: more steps, maintenance hassles, and one mistake can cause a complete halt. Restoring social recovery sounds great, but I care more about whether "the people/mechanisms you choose are actually reliable," rather than ending up with social engineering recovery...

I trust data more, and I don’t really trust intuition, because for me, intuition often equals "I’m too lazy to verify but want peace of mind." Anyway, I’d rather go slow than get completely wiped out by a theft all at once, so that’s how I’ll do it for now.