Lately, someone has been talking about stablecoin de-pegging again.

Honestly, I'm more afraid not of the mechanism itself, but of the "everyone runs" panic at the moment of a bank run...
As for reserve transparency, it's basically a safety net for people's minds; no matter how good the reports look, they must withstand the stress test of immediate redemption.
Anyway, I just use stablecoins as a bridge; I don't dare to hold a large position, spread out my holdings, and if I can withdraw, I transfer it to a cold wallet and take my time.
Recently, AI agents doing automatic on-chain interactions have been quite popular; some people hype them up as if they can make you money, but I see it more as "people who clean up permissions" rather than "robots signing everywhere and surfing."
For now, that's it—don't be fooled by the temporary smoothness.