Basically, when it comes to modularity, the biggest change for ordinary people isn't that it's "more advanced," but that the experience becomes more fragmented: transferring funds depends on which execution layer you're on, which bridge your money is on, and the fees jump around with congestion at different layers. Before, it was just congestion on a single chain; now it's like spreading the traffic jams across several roads, but navigation also becomes more complicated... When you use a wallet, you're actually helping yourself make choices.

When I stay up late watching the liquidation waterfall, I can also feel that the risk isn't necessarily less in theory, but it shifts from being "on-chain" to "across layers/bridges/service providers," and when things blow up, it might not be the price moving first, but a certain link getting stuck first. Recently, Meme coins and celebrity shoutouts are changing so quickly that newcomers rush in thinking it's just about chasing the hype, but they’re also stacking this path risk, and the last leg might not be able to run out in time. Anyway, I’m now focusing on two things: shorter fund paths and pulling out as soon as I can.