Monera Digital Founder Gongye Feng: AI should serve as a "trust accelerator" for private banks, not replace traders

ME News Report, April 19 (UTC+8), ChainCatcher reports that at the “Crypto 2026: From Cryptocurrency to Smart Economy” themed forum held in Hong Kong, Gongye Feng, co-founder and CEO of Monera Digital, delivered a keynote speech titled “AI Empowered Private Banking for the Smart Economy.” Feng pointed out that what disappeared after 2022 was not the demand for digital assets, but the market’s confidence in capital entry methods. Monera Digital positions itself as an AI private bank for the smart economy, with the core not being to use AI as traders, but as an accelerator to compress research, testing, and iteration cycles from months to days. He emphasized that risk control must be institutionalized rather than personalized. Monera has built four lines of defense: source constraints on exposure and collateral, automated liquidation and margin management, complete segregation of client assets, elimination of maturity mismatches, and maintaining liquidity buffers. Additionally, AI acts as a 24/7 digital CRO, enabling a leap from passive monitoring to active early warning. In terms of service model, Monera does not operate as a purely technical platform but insists on “countering AI illusions,” with AI responsible for optimization and efficiency, while trust, responsibility, and relationship continuity remain human responsibilities. Feng believes that the prerequisite for digital assets to truly become configurable assets is translating complexity into clear, continuous, and trustworthy private banking services. (Source: ChainCatcher)