Recently, the group has been discussing stablecoin regulation and reserve audits again, along with rumors about "de-anchoring," which makes people feel tense... But honestly, it's more practical to first get your own wallet security in order.

When assets are not many, a hardware wallet is enough for me to sleep peacefully: don't take photos of the seed phrase, don't store it on cloud drives, that's sufficient.

Once the amount increases a bit, I prefer multi-signature setups; at least then a slip-up or a Trojan horse won't wipe everything out at once. But don't make it too complicated—if there are too many signers, people tend to say "I'll sign later" and never actually sign.

Social recovery I think is suitable for those who are afraid of losing their seed phrase but do have trustworthy friends—my partner falls into the "confidently keeps the password in a memo" category. I directly advise him not to try social recovery; otherwise, I’d have to act as customer support.

Anyway, my current principle is: the fewer "upgradeable/permission-changing" options, the better—I'd rather go through some trouble than leave a backdoor.