Who can smoothly handle the step of "exchanging cash for digital currency/wallet"? The incremental growth in South Africa is significant.

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South Africa Ride-Hailing 80% Cash-Based, Bolt-Ipsos Report
More than 80% of ride-hailing transactions in South Africa are processed in cash, according to a Bolt gig economy report conducted in partnership with research firm Ipsos. The finding highlights a stark contrast with Nigeria, where over 85% of trips are settled through cashless channels,
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