Gate Yubi Bao USAT Fixed-term Wealth Management: 7/14/30 days lock-up with an annualized return of up to 15%

Gate Yubi Bao has recently launched the USAT fixed-term financial products. This activity offers three lock-up periods of 7 days, 14 days, and 30 days, with an annualized return rate of up to 15%, and a minimum participation of only 1.5 USAT. The activity ends at 16:00 on April 27, 2026 (UTC+8). The total product quota is limited, first come, first served.

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USAT is issued in cooperation with Tether, the world’s largest stablecoin issuer, and Anchorage Digital Bank, a federally chartered bank, fully compliant with the US GENIUS Act regulatory framework. This stablecoin is issued based on the Ethereum ERC-20 standard, fully backed by high-liquidity assets such as short-term US Treasury bonds, aiming to maintain a 1:1 peg with the US dollar. It is designed as a digital cash equivalent for institutional-level on-chain settlement and fund management, without distributing yields to token holders. As of April 2026, USAT’s price remains stably pegged at approximately $1.00.

Gate Yubi Bao is a flexible crypto asset management tool launched by the platform. Users deposit assets that are temporarily not involved in trading, and the system automatically connects to Gate’s built-in lending market to match borrowers with leverage needs. The interest paid by borrowers, after deducting platform service fees, is fully distributed to the depositing users. As of April 2026, Gate Yubi Bao supports over 800 digital assets, covering mainstream coins and various popular assets. The regular annualized yield for flexible products ranges from 4.2% to 6.8%, fluctuating dynamically with market lending demand.

USAT Fixed-term Financial Plan

This USAT fixed-term financial product offers three lock-up periods, allowing users to choose flexibly based on their idle funds:

7-Day Lock-up Period: Funds are locked for 7 days after purchase, and the principal and interest are automatically credited to the spot account upon maturity. This period is suitable for short-term idle fund management needs.

14-Day Lock-up Period: Balances yield and flexibility, suitable for users with medium-term idle plans. Funds are locked for 14 days after purchase, with a one-time settlement at maturity.

30-Day Lock-up Period: Suitable for long-term idle fund management, offering the highest annualized yield in this activity. Funds are locked for 30 days after purchase, and early redemption is not possible during this period.

Returns are paid in USAT, and users can view details through 【Financial Records】 - 【Fixed-term】 - 【Interest Income】.

Fixed-term Financial Yield Rules

The yield for Gate Yubi Bao fixed-term products starts calculating at 08:00 the day after purchase (UTC+8), and interest income is redeemed together with the principal to the user’s spot or trading account upon maturity.

Fixed-term products support redemption at any time before the order expires, but note: early redemption will result in the loss of all accrued interest, and the principal will be returned to the account within 24 to 48 hours. Early redemption is not allowed within 1 hour before the order’s maturity.

Participation Notice

This activity is a limited-time product, running from 16:00 on March 27, 2026, to 16:00 on April 27, 2026 (UTC+8). The product quota is limited, first come, first served.

The purchase threshold is 1.5 USAT, and users can participate flexibly according to their own funds. It is recommended to fully understand the lock-up rules and plan funds reasonably before purchasing.

Conclusion

Gate Yubi Bao USAT fixed-term financial products are open for purchase during the activity period, offering three different lock-up periods for users to choose from. Product rules, real-time annualized rates, and remaining quotas are subject to the Gate Yubi Bao purchase page.