📈 Technical Architecture: Delta-Neutral Stablecoin

Resolv’s core advantage comes from its innovative Delta-Neutral technical architecture:

· Extremely capital efficient: There is no need for over-collateralization. Users can deposit $1 worth of ETH or BTC to mint 1 USR.
· Truly market-neutral: Through a hedging strategy of “holding spot + shorting perpetual contracts,” USR stays anchored 1:1 to the dollar, remaining completely independent from the crypto market’s own ups and downs.
· Transparent decentralization: It runs fully on-chain. Collateral assets can be publicly verified, and it eliminates reliance on centralized banks like USDT/USDC.

⚖️ Three-layer Token Architecture: Precise Risk Isolation

Through the USR, RLP, and RESOLV three-layer token architecture, it precisely meets the needs of users with different risk preferences:

· USR (Priority Layer): Stablecoin. The underlying assets are over-collateralized with ETH/BTC, and it enjoys approximately 5–6% annualized returns.
· RLP (Subordinate Layer): Insurance layer. It takes on market risk in exchange for high annualized returns of 20–40%, providing protection for USR.
· RESOLV (Governance Layer): Governance token. Total supply is 1 billion tokens. Holders can participate in voting. The longer the staking duration, the highest governance weight can reach up to 2x.

🏦 Top-tier Backing and Ecosystem

A luxurious lineup of investors provides strong trust endorsement and resource support for the project. Resolv completed a $10 million seed round financing in April 2025, with top-tier institutions participating. The team also has top-level technical backgrounds. The three founders graduated from Russia’s leading technical institutions, and were directly incubated by the well-known research institution Delphi Labs.

In terms of ecosystem cooperation, Resolv’s partners have already covered institutional custody, multi-chain ecosystems, the RWA track, and mainstream DeFi protocols.

💰 Diversified Revenue Sources

USR’s earnings mainly come from three channels: first, on-chain staking yields—staking the collateralized ETH/BTC (e.g., via Lido) to obtain a basic yield of 3–5%; second, funding rate arbitrage—using the short positions in the perpetual contracts within the Delta-Neutral strategy to earn the fees paid by longs. Typically, 70% of the earnings are distributed to stakers and RLP holders, and the remaining 30% is used as a risk premium to compensate RLP holders.

🌍 Diversified Asset Allocation (2026 Roadmap)

Resolv’s collateral pool covers four core asset categories, effectively diversifying away single-market risk: Delta-neutral ETH/BTC (the core source of income), USD-denominated DeFi lending (providing basic liquidity), Delta-neutral altcoins (pursuing higher yields), and RWA (introducing non-crypto risk to improve portfolio diversity). One of the core goals of the 2026 roadmap is to build USR into an institutional-grade “main asset,” and actively explore broader on-chain derivatives such as tokenized funds, stocks, and commodities.