Over the past couple of years, multi-chain wallets have become more and more like drawers—more and more stuff, and you can never find anything... Asset fragmentation itself isn’t scary; what’s scary is that you can’t remember things. My down-to-earth method: group by “purpose,” not by “chain.” For long-term positions, fix everything to one or two addresses that basically never change; for interactions and “hunting yield,” use a separate hot wallet—when you’re done, clear the balance out. Also, keep a dedicated “trash bucket” address just for receiving airdrops—don’t mix it with your main holdings. Spend 10 minutes every week copying the balances across each chain into the same sheet (don’t get too meticulous), and use the time to review which wallets can actually be merged. Lately, hardware wallets have been out of stock, and phishing links have been everywhere—so don’t get lazy. If you can use a hardware wallet, use one. For links, type them in yourself or save them in your bookmarks yourself—being a little slower is better than losing everything once.