Lately, I've been using more and more wallets, a bunch on EVM, one on Solana, and some bullets left in exchanges. As a result, my assets are sliced into pieces like a pizza... Even late at night, I have to flip through everything to calculate my total holdings. Now I enforce a "three-layer" approach: cold wallets only hold long-term and main chain tokens; hot wallets only keep gas and interaction funds needed within a week; exchanges are used as flexible positions, but every night before bed, I write down my total exposure in a memo. If I don't, I get itchy to leverage again and get educated. I no longer pursue fully automated on-chain records; after all, the most stable approach is fewer wallets, fewer authorizations, and fewer cross-chain transfers. By the way, about those NFT royalty disputes—creators want to earn more, which is fine, but with poor liquidity, the retail investors who end up buying in are driven by emotion... What I’m more afraid of now is "not being able to calculate the ledger and still wanting to gamble." First, I need to control myself.

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