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Yesterday, Mastercard revealed that they are partnering with Google to create “Verifiable Intent” which advances agentic commerce (including the use of x402):
• AI agents acting autonomously on purchases creates a new problem: no visible moment of human confirmation like tapping a card
• Mastercard + Google have co-developed Verifiable Intent; a cryptographic, tamper-resistant record linking consumer identity, their instructions, and the resulting transaction
• All parties (consumer, merchant, issuer) can verify what was authorized; disputes have a clear audit trail instead of guesswork
• Uses Selective Disclosure; only minimum necessary data shared, only when needed; privacy-preserving by design
• Built on open standards (FIDO, EMVCo, IETF, W3C); protocol-agnostic and designed to work across wallets, platforms, and payment networks
• Spec is being open-sourced at verifiableintent-dev; integration into Mastercard Agent Pay APIs coming soon
• Partners on board: Adyen, Fiserv, Worldpay, IBM, Checkout-com, Basis Theory
This is my favourite part:
• It complements x402; Mastercard is staking out the authorization/identity layer of agentic commerce; x402 handles payment execution; together they sketch out the emerging agentic payments stack
X402 is fast becoming THE missing agentic payments link to enable trillions of micropayments across billions of agents
If you’re wanting more information on x402 (the internet payment standard that’s been missing for 30 years!) follow @KhalaResearch - we have an in depth article going live in the next week!