Recently, many friends have been asking about the dazzling number of projects on the BSC chain—worrying about being exploited or missing out on certain market opportunities. Is there a way to earn steady returns without affecting other operations? Honestly, I’ve been pondering this myself until I started diving into lending protocols—they’re not just a capital lending tool; for retail investors, they’re more like an "asset allocation assistant." Today, let’s talk about how to make your money generate different kinds of returns.

Stablecoins are not just stable; you might not have noticed the earning potential of USD1
Many people think stablecoins are boring, but there’s actually some trickery behind USD1 in certain lending protocols. It’s backed by fiat assets, guaranteed by established custodians like BitGo, so security is still assured in the industry. The key point? In lending protocols, the borrowing rate for USD1 has been stable below 1% for a long time—almost like borrowing for free. I’ve tested it myself—lending out USD1 directly into liquidity mining pools can easily yield over 15% annualized return. Although the profit margin isn’t huge, the stability makes it worthwhile. Especially during volatile market conditions, you don’t need to sell assets like BNB or ETH; you can simply collateralize and borrow USD1 to earn yields, solving cash flow issues. It’s said that this strategy allows big players to earn thousands or even tens of thousands of dollars in interest margins each month, and retail investors can also share the benefits.

Want to participate in new token launches with your BNB holdings without missing out? Liquidity staking is a new option
I know many people hold BNB but hesitate to move it, mainly because they don’t want to miss out on new coin mining opportunities on exchanges. The liquidity staking products for BNB created by lending protocols solve this pain point perfectly. You can retain eligibility for various activities while earning staking rewards at the same time—this is true "both fish and bear paw."