2026-01-14 12:38:51

Industry economists are skeptical about proposed 10% credit card rate caps, viewing such measures as preliminary policy floats rather than concrete regulatory moves. The consensus suggests these ultimatums face significant implementation hurdles and market resistance, likely falling short of actual enforcement.

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LiquidatorFlash

· 01-17 11:01

10% cap? Haha, that's just a policy balloon. Once the threshold is triggered, the market will collapse. Economists have seen through this early on; risk control mechanisms can't contain the expansion of lending positions. When the time comes, liquidation risk will be the real issue.

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AlwaysAnon

· 01-17 05:20

Nah, this is just another policy tease. When it actually gets implemented, it will probably be a different story...

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PonziWhisperer

· 01-16 01:31

Hmm... More of this empty talk again. This time, the regulatory authorities are probably doomed.

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gm_or_ngmi

· 01-14 13:07

Hmm... It's that kind of policy that sounds very promising but actually never materializes. Economists have said it's just a bluff.

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FOMOSapien

· 01-14 13:07

Another wave of seemingly awesome policies, but economists are all sneering... A 10% cap just can't be implemented at all.

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BoredApeResistance

· 01-14 13:02

Talking about plans on paper again? This kind of policy preview comes around every year, but when it comes to implementation, it’s still being held back by banking groups...

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Hash_Bandit

· 01-14 12:58

nah, this feels like when regulators tried capping fees back in '11... all bark, no bite. they'll adjust the difficulty once market pushes back lmao

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CommunityJanitor

· 01-14 12:55

Coming back with this again? The 10% interest rate cap sounds plausible, but in reality, it's just empty talk... Economists have all seen through it.

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SandwichTrader

· 01-14 12:45

It's the same old story... When regulators give a hint, economists follow with pessimistic forecasts, and in the end, nothing happens.

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SignatureLiquidator

· 01-14 12:40

Coming with the same trick again? The 10% interest rate cap is just a show for the retail investors; the actual chance of it being implemented is extremely low...

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