There's a phrase I've repeated many times—rules are always more valuable than luck. In these three years in the crypto world, my biggest gain isn't the growth of my account balance, but understanding what it means that "living is harder than getting rich quickly."

I still remember when I first entered the market. Hands sweating, eyes wide open, afraid of missing any doubling opportunity. I watched the K-line chart from midnight until dawn. When my principal was halved, I froze completely. The number of times I cut my losses was so many I lost count. During that period, I kept asking myself: "Did I choose the wrong path?"

Only now, after two consecutive years of stable profits, do I realize—this has never been about luck.

I want to tell all newcomers one thing: the crypto market is not a casino; it's a place to test strategy and self-discipline.

Last year, a friend of mine entered the market with just 1200U, trembling. When he placed his first order, he told me his hands were all sweaty. I gave him a piece of advice: "Don't focus on making quick money; first, follow the basic rules." Three months later, his account had grown to 32,000U. Many people asked me if he was lucky. Honestly, that's all nonsense. What really works are those simple, straightforward principles.

**First: Funds must be layered; never put all your eggs in one basket**

The most terrifying risk in crypto isn't market volatility—market fluctuations are normal; you need to learn to coexist with them. The truly deadly risk is reckless betting without a plan. Many people throw all their money in impulsively—either they make a big profit once and get inflated, or they suffer a huge loss and exit immediately.

My approach is different. I have a clear layering of funds: money for trading, money for trial and error, and money outside the market. Each has its own path. This way, no matter how the market twists and turns, I can sleep peacefully.

Here's how I allocate my funds—

The largest portion, 50%-70%, is all in BTC and ETH. These are my safety nets—stable. The middle layer, 20%-40%, is diversified into leading projects across various sectors. The most exciting part, no more than 10%, is reserved for opportunistic investments, where even if I lose, it won't hurt my bones.

For individual holdings, I set a strict rule—never exceed 5% of total funds in a single coin. For high-risk small coins, I control the allocation even more strictly. This rule may seem conservative, but it has saved me many times.

**Second: Take profit and stop loss as naturally as eating**

I've seen too many people hesitate when making 10% profit, thinking they can make 20% more. As a result, they turn around and lose it all, ending up unable to hold their position and cutting losses. I've also seen people endure a 5% loss but panic at 30%.

My approach is to plan ahead. Before entering a position, I decide on two numbers: at what profit level I will take partial profits, and at what loss level I will cut. This isn't cowardice; it's responsibility to myself. The market is always there, opportunities are always there, there's no need to participate in every wave.

**Third: Information and learning are always the lowest-cost investments**

Honestly, I spend much more time analyzing the market than watching the charts. I focus on technicals, fundamentals, market sentiment, and constantly reflect on where my decision logic went wrong. This process is tedious, but it's the cost of survival.

Every loss, I ask myself: why did I lose? Was it because I didn't follow my rules properly, or was my analysis flawed? Only through continuous calibration can I gradually reduce unnecessary losses.

In the end, the crypto world isn't short of opportunities; what’s lacking is the ability to survive until you can enjoy them. Rules are safer than luck, and li