How to choose the best crypto card for Ukrainians in 2024

Five years ago, the question “Where to spend crypto?” seemed fantastic. Today, the reality has changed – crypto cards have become a common payment tool for millions of people around the world. Ukrainians are no exception. So let’s understand how it works and what options are available.

What is a crypto card and why is it changing the game

At first glance – it’s just a regular payment card. On the second – it’s a revolution for those who receive income in digital assets. A traditional bank card is linked to one fiat currency, while a crypto card allows you to convert Bitcoin, Ethereum, USDT directly into euros or dollars – at the moment of purchase, without delays.

The mechanism is simple: you initiate a payment → the system instantly converts the digital asset → the seller receives money in the usual currency. For you, this means one click – instead of many steps of withdrawal and exchange on different platforms.

Trustee Plus: market leader for Ukrainians

The most popular virtual crypto card in Ukraine is developed by Ukrainians specifically for the needs of users from our country.

Main advantages:

• Virtual format – only a smartphone needed, no extra plastic
• Up to 15,000 EUR daily for top-up
• Payments in euros without commissions (like online and in stores)
• Support for USDT, BTC, ETH with instant exchange at checkout
• Crypto top-up – 0% commission
• Card servicing – free of charge
• Daily payment limit of 5,000 EUR (refreshed daily)
• Cash withdrawal at NFC ATMs – up to 2,000 EUR per day
• Plastic card issuance coming soon
• Not subject to financial monitoring

What’s not satisfying:

• Registration costs 10 EUR
• Crypto → euro conversion for purchases: 0.5% fee
• NFC ATM withdrawal: 1 EUR + 1%
• Some American services do not accept the card (require billing address)
• Some ATMs may refuse due to the absence of a physical card

Users note that this is the most convenient option for traveling in Europe. Instant payments for delivery and shopping are so convenient that people often forget about regular cards.

CardB Card: an alternative with new possibilities

The second player in the market is a fintech startup that developed a card in partnership with one of the leading global crypto platforms.

What is offered:

• Currency: USD or KZT, choice
• Up to 5 cards per account
• Apple Pay and Samsung Pay included in the functionality
• In development: crypto-credit card and plastic debit card

Weak points:

• Card validity period – 3 years
• Monthly maintenance fee depends on the tariff (up to 0.99 USD)
• Top-up fee: 0.99 USD + 1% of the amount
• On the premium GOLD tariff: maximum 5,000 USD per card and 15,000 USD per account per month

This is a promising project worth testing. In the future, such solutions could radically change the payments market.

Why crypto cards are gaining popularity

Recently, this segment has been developing rapidly. The reasons are clear: high operation limits (which Ukrainian banks do not allow), instant payments, and the ability to spend income in crypto without cumbersome exchange and withdrawal operations.

For freelancers, traders, and just people with income in digital assets – this has become a real solution. Choose the option that suits you best, test it. Write in the comments which crypto card you like – it will help us understand the community’s needs.