✨ Gate Money: One Account for Crypto, Stocks, Gold, and Everyday Spending
🔹 At TOKEN2049 Singapore, Gate Founder and CEO Dr. Lin Han introduced Gate Money, a unified financial application built around the vision "One Gate, Everything Money." The platform consolidates digital assets, fiat currencies, stocks, ETFs, gold, bank accounts, and payments into a single account within the Gate App.
📊 The data behind the platform:
🔹 Asset coverage:
▪️ Over 5,300 crypto assets
▪️ More than 12,800 stocks and ETFs
▪️ Tokenized gold
▪️ Over 60 fiat currencies
🔹 Spending infrastructure:
▪️ Gate Visa Card enables direct spending from multi-asset balances at checkout
▪️ Coverage across 40+ markets and more than 175 million Visa merchant locations worldwide
▪️ Supports Apple Pay, Google Pay, and ATM cash withdrawals
🔹 Banking integration:
▪️ Eligible users can open a global electronic bank account in their own name with one click
▪️ Supports receiving and transferring funds in over 60 local currencies
⚖️ Structural perspective:
🔹 From a long-term structural perspective, Gate Money addresses a persistent inefficiency in the financial system: the fragmentation of asset holding, management, and spending. Historically, users have had to move between banks, brokerages, exchanges, and payment tools to manage different forms of value.
▪️ The platform's design compresses this process into a single framework. The core logic is straightforward: Earn → Hold → Exchange → Transfer → Spend.
▪️ The significance extends beyond convenience. By connecting bank accounts, digital assets, fiat currencies, stocks, gold, and ETFs within one account architecture, the framework allows assets to remain usable without requiring prior liquidation. The reported example — paying for a coffee with stock holdings or covering dinner with gold — reflects this structural shift from asset silos to unified liquidity.
▪️ Dr. Han has noted that the traditional divide between the crypto world and traditional finance forces users to switch between multiple platforms. Gate Money's approach is to treat asset forms as diverse while keeping management unified.
▪️ The collaboration with Visa links this framework to an established global payments network, and the broader context shows crypto-linked card programs have seen payment volumes expand by nearly 200% year-over-year.
💬 When evaluating unified financial platforms, do you prioritize asset breadth or the depth of spending integration? 👇
Not financial advice.

#BTC战略储备市场影响 BTC strategic reserves or and gold become dual insurance
On September 17th, the US Congress advanced the #BTC Strategic Act! Plans to purchase 1 million BTC within 5 years!
In fact, since March of this year, or rather the market situation before and after Trump's election victory—major enterprises and companies have been gradually purchasing BTC as a hedge asset, which has been a hint from the very beginning. After all, it was said at that time that BTC would be a strategic reserve, and this has continued until now. This includes Trump's retirement funds being able to invest in cryptocurrencies and a series of strategic measures from around July or August. Until now, news has emerged again, and it’s still a bombshell—strategic reserves, just like gold! Moreover, it can be publicly supported.
Well, how should I put it? In the past, it was more like a verbal check; I said I would do it, but the timing was tentative (the time was undecided). Now, the check is in hand, and it just needs my signature to execute this measure. (Although the timing is also undecided, it's like the metaphor suggests, the check is in hand, and it just needs a signature). This news coincides perfectly with the recent breakthrough of gold hitting new highs. It's important to note that gold, as one of the safe-haven assets, represents the occurrence and development of events or market trends every time it breaks new highs. Therefore, regardless of the circumstances, various countries will reserve gold as a safe-haven asset. Not to mention the general public. And now, with BTC officially stepping onto the international stage and breaking historic highs, major companies, institutions, and countries are successively choosing to reserve it as a safe-haven asset.
BTC still has decades of excess return potential. I wonder how many people remember this statement by Dan Morehead, the founder and CEO of Pantera Capital, at the Consensus 2025 conference held in Toronto in May. At that time, he also emphasized that Pantera continues to have confidence in this asset class. Morehead advised investors to "invest in a wide range of tokens and venture equity" to seize the rapidly evolving market opportunities.
The extensive investment in other tokens and risky equity is reflected in the value of blockchain and profit in recent tokens such as GT, BTR, MYX, AVNT, RWA, OPEN, and so on. GT has risen from 0.2 in 2020 to now 16, with subsequent initiatives (public chain underway, burning, innovation in functions and performance, etc.) and the development of the times showing a trend of breaking new highs. MYX speaks for itself. The upcoming artificial intelligence tokens and the RWA token tracks, etc., all reflect diversity and the resonance of blockchain with the world. It can manifest the inherent value in various industries, creating a financial system that is different from stocks. Hong Kong's Guotai Junan International, along with recent investments by China Merchants International in SOL, Tencent, and others, all confirm that one of the future development trends is blockchain.
Therefore, if BTC is indeed designated as an official strategic reserve by the United States, it will undoubtedly become one of the super catalysts for the next bull market. After the U.S. reserves it, more and more institutional enterprises, private entities, and nations will choose it as one of their safe-haven asset reserves. It will hold a status similar to that of gold. It exists now, but it will be more significant in the future. Over time, 200,000? 300? It's hard to imagine. Perhaps we will witness history.
The United States has proposed to strategically reserve BTC. The timing could be in October or November. With the New Year approaching, along with Christmas and so on, perhaps the crypto world also needs a beautiful conclusion this year - that is, the proposal's approval.
It is not recommended to buy the dip in the short term + we need to wait for a pullback, because when good news is fully priced in, it becomes bad news. Enter on a pullback, to be safe, do not blindly chase highs, not losing is making a profit! #Gate广场创作点亮中秋

✨ Gate Card: Converting Digital Assets into Everyday Spending Power
🔹 Gate Card is a Visa-linked crypto card that allows users to spend digital assets directly at merchants worldwide. The product is part of the broader Gate Money framework, which unifies crypto, fiat, stocks, ETFs, gold, and payments within a single account structure.
📊 Core features:
🔹 Supported assets: USDT, BTC, ETH, GT, and 10 other cryptocurrencies, plus tokenized stock assets.
🔹 Automatic conversion: Crypto converts to fiat at the point of sale, with no need to pre-convert to fiat.
🔹 Global acceptance: Coverage at 150M+ merchant locations across 200+ countries and territories where Visa is accepted.
🔹 Mobile payments: Apple Pay and Google Pay support.
🔹 Cashback and rewards:
▪️ Cashback rates range from 1% to 8% depending on card tier.
▪️ Tier progression is based on monthly spending or VIP status.
▪️ Monthly cashback caps range from 5 USDT at entry level up to 400 USDT at the highest tier.
▪️ Rewards are distributed in BTC, ETH, USDT, or GT.
🔹 Fees and limits:
▪️ Virtual and physical card issuance: Free.
▪️ Monthly and inactivity fees: None.
▪️ Crypto-to-fiat conversion fee: 0.90% per transaction.
▪️ Non-USD foreign exchange fee: 1.00%.
▪️ ATM withdrawal fee: 2%.
▪️ Daily spending limit: $50,000. Monthly limit: $990,000.
🔹 Recent upgrades:
▪️ Auto-recharge now connects savings accounts, Gate Money, deposit savings, and stock accounts, supporting 14 crypto and tokenized stock assets with customizable deduction order.
▪️ Card balance withdrawal functionality has been added.
⚖️ Structural perspective:
🔹 The crypto payment card sector has expanded significantly. Monthly transaction volume for crypto payment cards reached approximately $7.8 billion in May 2026, a year-over-year increase of roughly 230%. More than 160 stablecoin-linked Visa card programs are now live globally, with payment volume up nearly 200% year-over-year.
▪️ Gate Card operates within an ecosystem serving over 61 million users, with support for 5,300+ crypto assets and 12,800+ stock assets. The card functions as a bridge between the platform's multi-asset infrastructure and real-world spending scenarios, allowing assets to remain in their original form until the moment of transaction.
💬 When evaluating crypto payment cards, do you prioritize cashback rates or the breadth of spending integration? 👇
#GateCard #Crypto #Payments
Not financial advice.
https://www.gate.com/card