How Does Crypto Lending Work? From Deposit Interest to Liquidation Risk, Explained

In the DeFi world, some people earn interest by depositing crypto assets, while others borrow different tokens by putting up assets as collateral. The system may seem simple, but it is worth understanding how interest rates are determined, how collateral ratios change, and under what circumstances liquidation can occur.

First, where does deposit interest come from?

After users deposit assets into a lending protocol, other users can borrow funds according to the protocol’s rules and pay interest. Depositors’ r

Crypto Market Plunges: What Are Institutions Doing? Where Is the Money Flowing?

Whenever the cryptocurrency market experiences a sharp decline, ordinary investors are most concerned with when prices will rebound, but professional investors often focus on another question: Where is the money flowing?

That’s because prices reflect the outcome of market trading, while capital flows can help us understand investors’ actual behavior.

First, watch Bitcoin ETF flows. Daily net inflows and outflows from spot ETFs can help us understand some institutional investors’ allocation demand. If net outflow

What is DeFi? Without traditional banks, how do lending and trading work?

In the Web3 world, DeFi (decentralized finance) is changing how people participate in financial activities. It uses blockchain, smart contracts, and digital assets to let users directly access some financial services. But the absence of traditional banks does not mean there are no rules or risks.

First, what is DeFi?

DeFi is short for Decentralized Finance and generally refers to financial applications built on blockchain and smart contracts. Users can participate in trading, lending, and providing liquidity through a

I’m certain they got married “for love.”

👏 One second-place finish, three third-place finishes—our Gate October report card is worth taking a closer look.

CoinDesk’s latest monthly report highlights four key points:

🥈 Second in spot market share growth
Among top exchanges, Gate’s share rose 1 percentage point to 6.97%, further expanding its share of the spot market.

🥉 Third in derivatives trading volume
Monthly trading volume reached $394 billion, accounting for 10.2% of the market. Gate continues to hold a top-three spot in derivatives trading.

🥉 Third in RWA perpetual trading volume
Monthly trading volume was approximately

Everyone, take note
It’s probably best not to post follow-for-follow posts for now
It’s not a good look when someone with a new account follows you and you follow them back the very next second!
Account security⚠️⚠️stay on high alert⚠️⚠️

BTC Falls Below $100,000, 150,000 Liquidated — The Market Voted Before the Data Was Released

During the Asia-Pacific session on November 12, BTC fell below $103,000 and briefly lost the $100,000 level, down nearly 4% on the day. CoinGlass data showed 153,000 liquidations across the market over 24 hours, totaling $479 million, including $382 million in long liquidations and $118 million in short liquidations.

The long-to-short liquidation ratio exceeded 3:1. This is a very clear signal: leveraged positions were heavily skewed long ahead of the data release, and the market cleaned itself out w

X posts can now be shared directly to Moments
And Moments can directly display the profile picture, account, and first few lines
Before, sending a link over was basically a dead end
Now it can finally be seen
You still need to bypass the firewall to view the full post
But the preview can already show up directly in Moments
More content from Chinese-speaking creators
One more direct route to a private audience
Feels like the Great Firewall has loosened a little more
🤔

11.12 Qiqi’s Evening Gold Review: A Deep Dip Quickly Stabilizes, Bringing a Short-Term Buy-the-Dip Opportunity!

The stronger U.S. dollar pushed gold prices lower. After concentrated selling by bears, downward momentum has weakened, support has emerged at lower levels, and a short-term oversold bounce is due.

Gold prices found support and rebounded from a low of 3924.59, and are now fluctuating around 3951. Short-term indicators are gradually turning upward, with signs of buying support at lower levels. Support below: 3938–3928; resistance above: 3968–3980.

Trading reference: Scale into long

$XRP Current price: 1.0542. The first resistance above is the upper Bollinger Band at 1.0740; support below is the lower Bollinger Band at 1.0359. The bull-bear dividing line is the MA20 at 1.0549—the price is right on this line, deciding which way to go.
Here’s a reusable method for reading the charts: use the combination of “moving average alignment + MACD histogram + RSI position” to assess whether a trend is healthy. A healthy uptrend should have MA5 cross above and hold above MA20, the MACD histogram remain positive, and RSI trade above 50. For comparison, $XRP: MA5=1.0477 remains below

Crypto Market Plunges: What Are Institutions Doing? Where Is Capital Flowing?

Whenever the cryptocurrency market takes a sharp downturn, ordinary investors are most concerned with when prices will rebound, but professional investors often focus on another question: where is capital flowing?

That’s because prices reflect the outcome of market trading, while capital flows can help us understand investors’ real behavior.

First, watch Bitcoin ETF flows. Daily net inflows and outflows from spot ETFs can help us understand the allocation demand of some institutional investors. If there are consec

$ORCL ‌
Looking at the intraday structure on the 1-hour timeframe, ORCL has clearly shifted from a bearish downtrend into a bullish reversal. The market previously established a swing low around 109.21 and began carving higher lows. The most significant structural break (BOS) occurred when the price blasted through the previous resistance levels, surging past the 120 psychological barrier and the MA120 (126.32), completely invalidating the prior bearish structure and confirming a strong bullish momentum shift.

The price action is currently exhibiting extreme bullish strength, highlighted by

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Will Last November 27’s Counterexample Repeat Tonight?

Last November 27, initial jobless claims fell to a seven-month low, far below market expectations. By textbook logic, this was bearish—strong employment meant less need for rate cuts. But US stocks rose for the fourth straight day, and the S&P 500 posted its strongest four-day rally of the year.

Why? The Federal Reserve’s Beige Book, released the same day, showed consumer spending had fallen further. The market didn’t follow the “strong jobs → hawkish” script, but instead chose the “consumer spending crumbles → rate cuts are still coming

📊 Jingyan SMC Gold Intraday Analysis | November 12 (Evening)

We should be retesting the nvidia scandal dump range high's this week. We already dipped into a HTF liquidity pool, so I'm expecting some relief first.
$BTC

Intraday $XAUUSD second trade 🤝
3926 long
TP:3954
SL:3913.74
Target 🎯 2.16x (2R)
TP hit perfectly

A bank is reportedly moving into stablecoins; $ENA is down 6.188%, and I’m bullish
Well, the news 9 hours ago: UK bank Griffin is reportedly raising $20 million in a Series B round and plans to issue cards and launch a stablecoin. $ENA isn’t buying it at all. It’s currently at 0.1425, down 6.188% over 24 hours and hovering near 0.1408. The bullish news can’t move the price, so I’m leaning bullish here. While others sell at a loss, I’ll buy the dip.

The price really is low—the 30-day range position is just 0.02, down 31.98% over 30 days, and the Fear & Greed Index is only 28. Deep in the extre