What Is the Gemini XRP Mastercard?

Image source: https://www.gemini.com/xrp

Gemini has introduced an exclusive XRP edition of its Mastercard—the Gemini XRP Credit Card—issued by WebBank and now available to users.

Card Benefit Highlights

Users can easily and cost-effectively use the card without annual, foreign transaction, or currency conversion fees.

Robust crypto rewards:

• Gasoline, EV charging, and rideshare: up to 4% back (on the first $300 spent each month, then 1% thereafter)
• Dining: 3% back
• Groceries: 2% back
• All other spending: 1% back
• Selected merchants: up to 10% back per month

Rewards are issued instantly and may be redeemed in XRP or other leading cryptocurrencies.

Rewards held for over a year have historically multiplied significantly in value.

How Is XRP Performing Right Now?

Image source: https://www.gate.com/trade/XRP_USDT

As of September 4, 2025, XRP is priced at approximately $2.84, reflecting a 24-hour decline of about 1.8%. Recently, the price has hovered near $2.70 and has been trending lower compared to the previous week.

Why Is This an Ideal Onramp to Crypto Payments?

• Practical: Use your XRP rewards for everyday purchases, integrating crypto seamlessly into daily life.
• Enhanced regulatory clarity: XRP is now recognized with clearer compliance status, providing assurance for future applications.
• Strong upside potential: As attention to XRP grows, your accumulated rewards have compelling potential for appreciation.

Conclusion

If you’re new to crypto, the Gemini XRP Mastercard offers a seamless way to “earn while you spend.” It makes it easy to start building your crypto portfolio through everyday purchases.