BoredRiceBall

Have you ever stopped to think about what truly makes one country richer than another? It’s not just the size of the economy or the population. The answer lies much more in productivity and the capacity for innovation.
Recently, I saw updated data on billionaires and global wealth that deserves attention. In 2025, the world had surpassed the mark of 3,000 billionaires with a combined net worth exceeding $16 trillion. But here’s the interesting detail: this wealth is absurdly concentrated.
The United States alone dominates the ranking, with 902 billionaires and a combined net worth above $6.8 t

Man, I’ve been researching apps for investing in the stock market and I realized the market has really exploded. According to B3, 5 million new investors entered in 2025, and younger people are looking for a better app to buy stocks that is easy to use and without crazy fees.
I see there are several options now. Mitrade is interesting because it offers a demo account to practice before putting real money in, has real-time charts, and zero brokerage fees. Rico is also catching the attention of beginners with a more casual language. There’s Toro, which was acquired by Santander and is investing

Hey, I found out something interesting about the best free AI websites in 2026. Like, people still think AI is expensive, but the truth is there are really good tools available for free now.
I started testing ChatGPT in the free version and honestly, I was surprised. It’s using GPT-5 now, there is a limit (about 10 messages every 5 hours), but after that, there’s a mini model that’s super fast. It’s good for everything: writing, generating basic images, programming, data analysis. Google Gemini is also awesome, mainly because it pulls updated data directly from Google, which is really useful f

Have you ever stopped to think about who is truly the richest player in the world? Most people immediately think of Cristiano Ronaldo or Messi, but the answer may surprise you quite a bit.
When we talk about total wealth, we’re going far beyond the million-dollar salaries we’re familiar with. It includes inheritances, investments, side businesses, international properties — everything that an athlete accumulates over the course of a lifetime. And that’s where things get interesting.
Faiq Bolkiah, a name that few people know, leads this ranking with an estimated fortune of around 20 billion dol

I received a photo of my friend traveling through Lebanon that would not leave my mind. He was holding a bundle of banknotes that looked like it had been taken out of a board game—more than 50,000 Lebanese pounds, the equivalent of about R$ 3.00. It made me realize something we don’t usually think about: while here in Brazil we complain about the dollar, there are countries where the population lives with currencies that have simply lost value.
The Brazilian real closed 2024 as the worst currency in the world among the major ones, with a depreciation of 21.52%. But that’s nothing compared to w

I received a message from a friend traveling in Lebanon showing a photo holding a bundle of banknotes that looked like Monopoly money. More than 50,000 Lebanese pounds. The equivalent of about 3 reais. That image made me think about how here in Brazil we complain about the dollar, while some people are living with currencies that have literally melted over time. It’s surreal.
The Brazilian real closed 2024 as the worst currency in the world among the main ones, with a devaluation of 21.52%. But that’s peanuts compared to what you’re about to see. There are countries where the population lives

I was analyzing the market around here and found it interesting how entrepreneurship with little money has become a reality for many people. It's no longer that talk of "you need a lot of capital to start." Things have changed a lot.
The first thing I noticed: digital businesses exploded. Digital marketing, social media management, short video editing — these are in high demand and you can start almost from scratch. A computer and a good internet connection are enough. Some people are making good money doing design on Canva, creating content for TikTok and Instagram Reels. Writing is also stro

Have you seen the number of apps that actually make money through Pix that has appeared around? I tested several and I’ll be honest: most don’t replace fixed income, but you can definitely earn some extra cash.
The secret is not to go in with high expectations. These apps work with simple tasks, mini-games, surveys, friend referrals. You accumulate in dollars or points and withdraw via PayPal later. The annoying part is that not all pay directly via Pix — most require PayPal as an intermediary.
The ones that worked best for me were Cash App (this one does pay directly via Pix), CashPirate, and

I'm seeing a lot of people asking about these Pix gaming apps that promise extra money. I tested some, and I'll be honest: they do work, but it's not that quick cash that everyone imagines.
I started with Make Money and AppKarma because they are the simplest. You download, register quickly, and start doing small tasks like testing apps, checking in daily, those kinds of things. The money accumulates in dollars, and then you cash out via PayPal to transfer to Pix. It takes a little time, but it works.
Then I discovered CashPirate, which is quite well known here in Brazil. Besides games, you can

I was curious to understand how the succession works for one of Brazil's biggest fortunes. Vicky Safra is practically an enigma behind the financial scenes — a billionaire, discreet, and rarely appearing in the media. What few know is that behind this reserved figure lies a fascinating story of wealth building that spans nearly two centuries.
It all started long before Brazil. Back in the 1840s, the Safra family ancestors were already financing trade caravans in the Ottoman Empire. It sounds like something out of a movie, but it’s real. Later, in 1953, Jacob Safra brought this experience to Br

Oh, I found out that there are quite a few games that pay directly to Pix, it's not just a joke. I spent a few weeks testing some of these apps and they really earn you some extra money, but it's good to keep your head clear.
I started with Make Money, which is very simple: download, check in every day, test some partner apps. Then I tried CashPirate, which works similarly but has more earning options. AppKarma is also interesting if you like to play, but most pay via PayPal first and then you transfer to Pix. There are some that are a bit slow, like Cash Alarm, but they do pay.
Cash App is di

Have you ever stopped to think about the story of someone who built an empire in retail starting from scratch? That's right, Ilson Mateus Rodrigues is exactly the kind of entrepreneur we rarely see nowadays. He left Serra Pelada in the 80s — when he was trying his luck in gold prospecting — and ended up founding one of the largest supermarket and wholesale groups in the North and Northeast regions.
What draws the most attention in Ilson Mateus Rodrigues's journey isn't just the financial success, but how he made everything happen in regions that most big retailers ignored. Meanwhile, people fo

Have you ever stopped to think about how a guy who started selling chocolate at 14 with his mother ended up creating one of the biggest retail empires in Brazil? That's right, the story of Alexandre Tadeu da Costa is exactly like that.
Ale Costa was born in São Paulo in 1970 and was involved in commerce from an early age. While many people his age were just studying, he was already learning the dynamics of sales firsthand, helping his mother who sold chocolates independently. This initial experience was crucial — it's no wonder he was able to turn a simple opportunity into something huge later

There is a very interesting story behind Brazil's richest woman that few know. Vicky Safra is virtually invisible in the media, but she controls one of the largest financial empires in the world — and it all started a long time ago, in the Middle East of the 19th century.
Vicky Safra was only 17 years old when she married Joseph Safra in 1969. He was the son of Jacob Safra, who had migrated to Brazil and started building what would become Banco Safra. The Sarfaty family, from which Vicky came, was also of Jewish origin and had arrived in Brazil in the 1950s. The meeting of the two marked the b

I was researching about the minimum wage in the United States in 2025 and noticed that many people have questions about how it works there. The truth is that the American system is quite different from ours.
There, the federal minimum has been US$7.25 per hour since 2009 and hasn't changed since. But here’s the difference: each state, each city can set a higher rate if they want. This means that depending on where you work, you can earn from US$7.25 up to US$17.50 per hour. That’s quite a difference.
If we calculate using the federal minimum and a standard 40-hour workweek, it amounts to about

Whenever I see Carol Paiffer in the news, I keep thinking about how someone can build such a fortune while being so transparent about market risks. She’s not the typical financial influencer profile that promises easy wealth.
For those who don’t know, Carol Paiffer is the CEO of Atom S.A., the first publicly traded trading company in Latin America. It all started back in 2006 when she and her brother Joaquim founded Paiffer Investments while still in college. That’s right, during her Business Administration degree. The timing was good because even during the 2008 crisis, while the Ibovespa dro

I'm seeing a lot of people confused about what APY is in cryptocurrencies. I'll try to simplify this because it's very important for those who want to invest.
Basically, APY is the Annual Percentage Yield — that number that shows how much you can earn in a year considering compound interest. Unlike APR, APY takes into account that 'interest on interest' effect, you know? It’s when you earn returns and those returns generate more returns. This significantly changes the final calculation.
To be honest, most people don’t really understand the difference well. APR is just the interest rate without

I’ve always found it interesting to study the history of founders who truly changed the game in crypto. And Anatoly Yakovenko, creator of Solana, is definitely one of those guys who deserves attention.
What makes Yakovenko different? Well, he didn’t come out of nowhere. Before founding Solana, he spent over a decade working with high-performance operating systems at companies like Qualcomm, Mesosphere, and Dropbox. That’s no coincidence—this extensive experience in performance optimization became the foundation for what he would build later.
Born in Ukraine in 1981 and moved to the U.S. at a y

I spent some time testing ways to mine Bitcoin on a free PC and thought it would be cool to share what I discovered with you. I started with Awesome Miner, which is very simple—download, install on Windows or Linux, and start mining. It’s been around since 2014, and people use it both on a small and large scale.
Then I tried BetterHash, which has the motto "put your PC to work." It only runs on Windows but mines various types, including BTC and ETH. The cool thing is that it automatically chooses the most profitable option at the moment, so you don’t have to think about it.
StormGain is anothe

I'm seeing here that Bitcoin's Mayer multiple has dropped significantly, reaching 0.65 in early February. For those who don't know, this Mayer indicator is like a thermometer for BTC - it compares the current price with the 200-day moving average to signal whether it's too expensive or too cheap.
The creator of the indicator, Trace Mayer, has always considered below 2.4 as an interesting buy zone. But here's the thing: an extremely low level in the Mayer multiple doesn't mean we've already hit the bottom, you know? Remember 2022? The indicator dropped to 0.47 back then, but BTC plummeted anoth