#XRP The three major US stock indexes closed slightly lower on Thursday (1/16), with only TSMC supported by a 0.18% gain. The market remained cautious before Trump officially took office. BTC continued to hover around $100,000, with XRP performing the best among the top ten coins, influenced by the progress of Ripple's lawsuit with the SEC and rumors that Trump is considering establishing encryption reserves with USDC, SOL, and XRP Tokens. SOL also saw a 2.8% increase within 24 hours. (TSMC's investor conference will be held today. TSM's premium over 2330 is nearly 30%. Is there an arbitrage opportunity?) The US economic data was mixed, with Federal Reserve Governor Waller not ruling out a rate cut in March. Initial jobless claims in the US last week exceeded expectations, but the four-week moving average fell to the lowest level since April, indicating a gradual drop in the number of layoffs. US retail sales in December increased by 0