Retail investor: My neighbor's got the boat, the truck, the pool going in. Meanwhile I'm over here investing & driving a 2016 Camry. Feels like I'm losing.


Me: You know what the boat payment is?
Retail investor: ...like $800 a month probably?
Me: & the truck's another $1,100, & the pool's on a loan too. You're not looking at wealth. You're looking at PAYMENTS.
Retail investor: I mean... he might just make good money?
Me: Maybe. But most of the driveway flexes you envy are financed to the eyeballs. Negative net worth with great landscaping...
Retail investor: So the scoreboard I'm losing on... isn't real?
Me: The real scoreboard is you are free. You do not have to go to work. You are not at the mercy of your boss. You can do what you want when you want.
Don't work for money your entire life to "look rich" not he outside...
Make your money work for you, then buy the toys with your investments.
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