Recently I’ve seen a lot of people discussing rate-cut expectations and the US dollar index. Either way, risk assets seem to bounce along with it, and I’m not sure whether it’s really a positive signal. My own portfolio isn’t large, but I’ve been thinking about it lately: between hardware wallets, multisig, and social recovery, which one is actually right for me?

Honestly, I’m still leaning toward a hardware wallet for now. Multisig sounds safer, but it’s more troublesome to operate; with social recovery, I worry that acquaintances might not come through. With a hardware wallet, I hold it myself, and I can skim the audit reports—at least then I have some peace of mind. But recently I’ve been looking at some new on-chain protocols, and I do want to try them; still, the little assets I have make me worry about getting too caught up. Forget it—I’ll stay steady for now.

If I can only keep one habit: use a hardware wallet.