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3.8%
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Just now I checked an old buddy’s lending position on-chain, and the liquidation line prompt was right under his feet—just three steps away… Honestly, it’s normal for your heart to race in a moment like this, but what you fear isn’t slowness—it’s chaos. Chaos is what makes you stumble into a chain of traps, like panicking and adding collateral but getting the gas wrong, or doing a one-click liquidation and accidentally slipping and turning off a contract that included code. My habit is to first watch the gas and the oracle price spread, to judge whether you really have time to top up. If the system is slow, there’s still a way to live—when people panic, they’re more likely to block the road ahead. Also, that “stacked yield” collateral method is controversial now. A lot of people stack safety assumptions like building blocks, and once the liquidation line moves, the whole tower shakes. Bottom line: don’t get dragged along by all kinds of nesting “stacked” solution plans—turn back and see why you entered in the first place.