I have one request for people calling into The Ramsey Show:

If you’re sitting on an $11 million nest egg and debating whether to fly business class or first class in retirement… maybe let someone else have the airtime.
We’ve heard enough victory laps.
Bring on the caller earning $18 an hour who somehow has four car loans, eight credit cards, and just financed a $92,000 pickup at 24% interest because the dealership said the payment was “only a little more.”
Give me the couple who borrowed against their house to throw a wedding they couldn’t afford.
Give me the small business owner who owes half a million dollars after opening a boutique that sells three products a month.
Those stories make people pay attention because they’re messy, relatable, and painfully real.
Another discussion about estate planning for multimillionaires? Most listeners checked out five minutes ago.