A friend found him asking to borrow money. The reason was that the pressure from his mortgage was high, and he wanted to start doing a bit of business himself and not go to work anymore. The amount he borrowed wasn’t much—120,000. The projects he picked were things like roasted chicken, roasted duck, and wraps. The requirements he put forward were: write a promissory note, state the interest clearly, and if he couldn’t repay, he would settle the debt by using the house—he would be responsible for selling it, subtracting 120,000, and the rest would go to his friend. As it turned out, as expected, they fell out and he went back on his word.