Mortgage interest rates have dropped three times in a row, and the 30-year fixed rate of 6.44% looks much more reasonable now—friends who are refinancing can get moving.

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Crypto news from Jiejie.com: On July 11, 2026, mortgage and refinancing interest rates were lowered today. According to Zillow loan market data, the current 30-year fixed rate fell 3 basis points to 6.44%, the 15-year fixed rate fell 9 basis points to 5.82%, and the 5/1 ARM fell 3 basis points to 6.43%.
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