The federal government is implementing the so-called Split Payment, a new mechanism provided for in the tax reform regulations that aims to reduce tax evasion. In practice, the system will allow, in certain transactions, the portion corresponding to taxes to be automatically separated at the time of payment and directed to the public authorities, while the rest of the amount will go to the seller.

According to specialists in tax matters, the new model could significantly reduce tax evasion. Estimates cited by tax experts indicate that the mechanism has the potential to reduce tax evasion by up to R$500 billion over the coming years, if it is widely adopted.

The proposal does not mean that every Pix transfer made between individuals will have taxes automatically deducted. Split Payment was designed for commercial operations subject to the new taxes created by the tax reform, integrating payment and revenue collection systems to collect the taxes due at the time of the transaction.

The government argues that the measure will increase collection efficiency, reduce fraud, and simplify compliance with tax obligations for businesses. Critics of the model, however, say the system expands state oversight over financial transactions and may increase operational complexity for part of the productive sector during its implementation.

Split Payment is expected to be rolled out gradually according to the schedule of the tax reform and the regulation of the new taxes.