SCHA’s 0.03% fee ratio is definitely appealing, but the discipline of IJR’s profit-based screening is also very tempting—if you allocate long term, having the two complement each other may feel more solid than picking just one.

CryptoNews update: Schwab’s SCHA and iShares’ IJR are two small-cap ETFs, each with its own features. iShares Core S&P Small-Cap ETF (IJR) focuses on profitable small-cap stocks, while Schwab U.S. Small-Cap ETF (SCHA) offers a broader portfolio with a tilt toward technology stocks, and a lower expense ratio. SCHA’s expense ratio is 0.03%, half that of IJR. Both ETFs provide investors with a stable source of income and are suitable for long-term investing. SCHA tracks 1,727 stocks, mainly concentrated in the industrial, technology, and financial sectors, while IJR holds 652 stocks that meet the S&P SmallCap 600 standard. Investors should consider their respective investment goals when choosing between the two.