UPDATE: The U.S. CBDC ban is now law through 2030 after President Donald Trump allowed the bill to become law without his signature.


* The legislation prohibits the Federal Reserve from issuing a retail U.S. central bank digital currency through 2030.
* Trump declined to sign the bill, allowing it to take effect without his signature.
* The move reinforces U.S. opposition to a government-issued retail CBDC while lawmakers continue to debate the future of digital dollar policy.
* The law does not prohibit privately issued stablecoins or other digital asset initiatives
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