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Japanese crypto lending company CRYL launches a Bitcoin-collateral loan service. Users can obtain fiat loans of 1 million to 1 billion yen (about $6,200 to $6.18 million) without selling BTC. The annual interest rate ranges from 3.5% to 7.0%, with a one-year term that can be renewed. In Japan, the proceeds from individuals selling crypto assets may face a combined tax rate as high as about 55%, so this kind of collateral financing can help holders access funds without selling BTC and avoiding triggering taxable events. CRYL is a company under J-CAM, the operator of BitLending, and has obtained a lending business registration in Tokyo. (CoinPost)