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Japanese crypto lending company CRYL has launched a Bitcoin-collateral loan service. Users can obtain fiat loans ranging from 1 million to 1 billion yen (about $6,200 to $6.18 million) without selling BTC. The annual interest rate is 3.5% to 7.0%, with a one-year term that can be renewed. In Japan, the gains from individuals selling crypto assets may face an overall tax rate as high as about 55%, so such collateral financing can help holders access funds without selling BTC and without triggering a taxable event. CRYL is a subsidiary under J-CAM, the operator of BitLending, and has obtained a lending business registration in Tokyo. (CoinPost)