When money is easy to make, you can’t listen—what are Munger and Buffett, they’re all outdated old guys. And they want to teach me how to do things? Now that the economy is slowing down, I’ve realized that Munger’s success rule is actually what can keep you alive: 1) Don’t overspend 2) Invest smartly 3) Stay away from people who drain you and from meaningless things 4) Learn for life 5) Delay gratification