Never use your bank card like this ‼️‼️‼️

In 2026, these 6 types of transaction behaviors will be key monitoring targets

1️⃣ Don’t make large transfers late at night

2️⃣ Don’t frequently transfer round-number amounts in and out

3️⃣ Don’t transfer the funds away as soon as they arrive

4️⃣ Don’t repeatedly transfer multiple payments to the same person within a short period

5️⃣ As far as possible, avoid having your personal bank card’s monthly transaction flow exceed 1 million yuan. If you do have legitimate operations or other lawful sources, please keep the relevant transaction records

6️⃣ After receiving funds, don’t immediately use them to purchase wealth management products or to repay loans—this is likely to trigger abnormal transaction monitoring

A reminder for everyone ‼️

Normal, lawful, and genuine transactions generally won’t be punished just because the amounts are large. However, if the transaction pattern is abnormal, the source and destination of the funds can’t be explained, or if there’s suspicion of illegal or criminal activity, banks may issue risk alerts, restrict some functions, and even coordinate with relevant authorities to carry out further checks.