If you're losing money in the crypto or stock market, feeling confused, panicked, and unable to sleep, think about the future. Take me as an example. In 2015, I had just graduated from college, with a monthly salary of 1,500 yuan. In Hangzhou, I was margin trading with my credit card. I got liquidated and owed 80,000 yuan. In 2016, Jie Dai Bao made me owe 200,000 yuan. My monthly salary was 9,000 yuan. I moved from Hangzhou to Beijing, jumped into mobile internet, and started lending money on Jie Dai Bao—only lending, never collecting. In the end, the money I lent never came back. To this day, more than a dozen people still owe me over 400,000 yuan (including interest). In 2017, I quit the internet industry and entered the crypto market. My monthly salary was 20,000 yuan. I took out loans and went all-in on crypto trading. During the 2018 bear market, I started a crypto finance blog, with total debt of 500,000 yuan. In 2020, the March 12 contract margin call happened. I mortgaged my hometown house and borrowed from all my relatives and friends. Finally, I made it through the big 2021 bull run. In those years, every huge fortune I gained didn't last. Every time I lost everything, every time I was in debt, just like many people now—very desperate and confused about the future. Fortunately, there are still bull runs, still opportunities. NFTs, metaverse, staking, SOL, BNB, shib, pepe, bomo, pnut, trump... MU, SNDK, MRVL, ARM, INTC... Standing on the timeline of 2015, 2018, 2020, looking up, the crypto and US stock markets have indeed given so many opportunities. What I want to say is, when you are pessimistic, opportunity is also calling you.