The financial gap between generations


isn’t work ethic.
It’s asset prices.
1990: House = 3x your annual salary.
2026: House = 7x your annual salary.
1990: College = 1x your annual salary.
2026: College = 4x your annual salary.
1990: Car = 0.4x your annual salary.
2026: Car = 0.6x your annual salary.
Every major asset got exponentially harder to acquire with the same effort.
That’s not a discipline problem.
That’s an arithmetic problem. 📊
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