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Wu learned that Swift announced its blockchain-based ledger is now initially usable, supporting financial institutions in achieving 24/7 cross-border payments through tokenized deposits. 17 banks from six continents are preparing to pilot real-time transactions, including ANZ, BNP Paribas, BNY Mellon, Citi, DBS, HSBC, Standard Chartered, UBS, Wells Fargo, etc. Swift stated that the shared ledger can provide a secure orchestration layer for tokenized deposits issued by banks, and complete final settlement through existing systems to enhance global liquidity efficiency; in the future, it can support innovations such as programmable money and agent commerce.