10 years means from 2015 to 2025. Looking at major events: 2015 China stock market shock, 2016 Brexit, 2020 COVID-19 pandemic shock, 2022 inflation + rapid tightening, 2023~2025 AI/big tech. If we had invested that money and effort into the S&P, what would it have been like? Average CPA study cost calculation: annual exam fee: 130k won, monthly online lecture fee: 500k won. Monthly

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