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Bitcoin payment platform Strike launches a new loan product backed by Bitcoin. According to the introduction, as long as the borrower pays interest and principal on time, even if the BTC price drops significantly, no margin call or forced liquidation will be triggered due to changes in the collateral ratio, and the collateral assets will remain unchanged. If the borrower defaults on payment and fails to perform within the 10-day grace period, the collateral may be partially disposed of. The product currently offers term loans in select U.S. states and does not support revolving credit. (The Block)