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Bitcoin payment platform Strike launches a new loan product collateralized by Bitcoin. According to the introduction, as long as the borrower pays interest and principal on time, even if the BTC price drops significantly, there will be no margin call or forced liquidation due to changes in the collateral ratio, and the collateral assets will remain unchanged. If the borrower fails to pay on time and remains in default after a 10-day grace period, the collateral may be partially liquidated. The product currently offers term loans to users in certain U.S. states and does not support revolving credit. (The Block)