#GUSD年化升至3.8% Gate platform has increased the annualized minting yield of GUSD to 3.8%, effective July 7, 2026. Unlike other stablecoins mainly used for value storage, the core feature of GUSD is that it earns interest while held — users mint and hold GUSD, and the asset itself generates returns over time.

🔍 What is GUSD?

GUSD is an interest-bearing stablecoin launched by Gate platform, pegged 1:1 to the US dollar. Its yield comes from U.S. Treasury bonds and other RWA (Real World Assets), Gate ecosystem revenue, and high-quality yield-bearing assets backed by stablecoins. Users can stake USDT, USDC, or USD1 to mint GUSD at a 1:1 ratio.

💰 What does 3.8% annualized mean?

· Daily interest distribution: Interest starts accruing on the second day after subscription, and is paid in GUSD before 20:00 (UTC+8) the next day.
· Flexible redemption: Supports fast redemption (arrival in about 5 minutes) and standard redemption (arrival in D+3 days).
· Multiple yield stacking: When using GUSD to participate in products such as Launchpool and Pre-IPOs, users can simultaneously enjoy product yields and GUSD minting yields.

⚠️ Risk Warning

· Yield is not fixed: 3.8% is the current rate; the actual rate depends on the subscription page and may be adjusted with market changes.
· Market and policy risks: Cryptocurrency trading is affected by multiple factors and is highly volatile.
· Regional restrictions: Users in the UK and other restricted regions cannot use this service.
· Redemption fees: The redemption fee rate is dynamically adjusted based on market conditions.

GUSD's annualized yield has risen to 3.8%, offering stablecoin holders a choice that balances stability and yield. Its yield comes from RWA assets such as U.S. Treasury bonds, making it relatively stable in the crypto market. However, users still need to fully understand the product mechanism and potential risks, and make rational decisions based on their own circumstances.