How many years does it actually take for a man to get rich?

One year. First, you need to prepare 20,000–50,000 of startup capital and a clean company registered for more than two years. Its business scope just needs to match what you're about to do.

Then, go buy 30 million in transaction volume on the market. Be sure not to buy volume from industries with overcapacity and high pollution—agricultural products, phone chips, semiconductors, and new energy are excellent. When transferring funds and issuing invoices, don’t have the money come in and go out at the same time; pay taxes normally according to the law. Stay low-key. After six months, suddenly go to the bank for a loan and amaze everyone. At that point, you can probably borrow about 12 million.

Then continue operating. Find a bridge loan for buying a house—it doesn’t matter if the interest is high, since you already have a few million in principal and the term is short. Next, purchase discounted non-performing assets and put them into the company. With 10 million worth of collateral, you get 3.5 million in hand. Then go to the bank for a collateralized operating loan. If you have good relationships with the bank and know how to operate, you can borrow at least 20 million from personal and corporate accounts combined. Pay off the 10 million bridge loan, and you still have 10 million to use, plus the house for free. The annual interest on the 20 million loan is less than 700k. It all depends on how you play with that 700k in working capital.

Don’t be shocked—this is what almost all listed companies do. What are you afraid of? More than half of most listed companies’ revenue is water. The biggest obstacle for the poor to turn over is capital. The first 10 million in life doesn’t necessarily come from hard-earned money.