Everyone is looking for the Web3 killer app—going from DeFi to NFTs to blockchain games—and it turns out the direction is completely wrong. The biggest obstacle in this space isn’t actually technology; at its core, it’s just too complex, with education and usage barriers that are too high. If newcomers want to deposit some U to earn interest, they have to go through creating a wallet, remembering the seed phrase, buying coins, cross-chain bridging, authorization… How is that wealth management? It’s basically like taking the graduate entrance exam. In the past few years, we’ve built a bunch of aggregators.