For developed countries, AI and financialization have each driven a K-shaped split in social classes from economic and financial perspectives, respectively.

AI has compressed entry-level white-collar roles—roles that were originally the middle class’s mainstay: where 10 junior positions used to be needed, now only 2 junior positions plus AI are required. For tech companies, investment banks, and consulting firms, this is a clearly visible trend.
The concentration of capital into index funds and leading technology stocks will create a more fragile financial market: passive capital inflows do not perform price discovery, distorting the pricing of individual stocks. As a result, the market looks stable when rising, but liquidity disappears instantly when falling. Fragility does not build up in a linear way; it is suddenly exposed at a certain tipping point.
Wealth inequality will continue to widen, persisting in the form of chronic social ills—populist politics, a polarized society, low birth rates, and widespread drug abuse.
UBI and the entertainment industry are used to maintain stability, at the cost of a continued decline in social vitality.
For individuals, within this structural trend, the only correct position is: to become a participant on the capital side, not a replaceable substitute on the labor side.