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Using Layer2 a lot gives the illusion that the mainnet is dead. It's not actually dead, it's just so expensive that you don't want to hit confirm.
Recently, the group has been spreading rumors about a certain stablecoin's reserves, with screenshots flying everywhere, and emotions fluctuating as wildly as gas fees. I've learned my lesson: for large amounts, I still obediently use the mainnet. It's expensive, but think of it as buying insurance. For daily small amounts, I toss them to L2. If it crashes, it crashes—nothing to lose sleep over.
In short, the current ecosystem forces you to choose: either cheap or reliable. Want both? Then you'll have to wait a bit longer, or lose a bit more tuition fees.